Water backup and sump pump overflow covers you for problems related to overflowing sewer systems and sump pumps.Policy add-ons are available from Erie Insurance, including: Need more liability protection than your home insurance can provide? Erie Insurance sells an umbrella insurance policy that will kick in if your home insurance liability limits are exhausted. Additional living expenses coverage pays for expenses like meals, hotel bills and laundry services if you cannot live in your home because of a problem covered by your policy, like a fire.Įrie Insurance sells home insurance, condo insurance, renters insurance and mobile home insurance.It also pays for a legal defense if you are sued because of an accident. Liability insurance pays for property damage to others and medical expenses if someone is hurt on your property.Personal property coverage covers your personal belongings from problems like fire and theft.Other structures coverage pays to replace or repair damage to structures that are not attached to your home, like a shed or gazebo.Dwelling coverage pays to replace or repair damage to your home and its attached structures, like a deck.Erie operates in 12 states and the District of Columbia.Įrie’s homeowners insurance has the typical coverage types that you would find in a standard home insurance policy: Erie Insurance is the 11th largest home insurance company in the nation. The company is ranked number 347 on the Fortune 500 list for 2021. Founded in 1925, Erie Insurance has more than 6,000 employees and 13,000 independent agents.
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